Terms of sale

Last updated: 15 August 2026

1. Seller and products

This store offers downloadable digital products: spreadsheet templates (Excel, macro-free) grouped into packs. Each product describes its content and delivery method on its page.

2. Payment processing and VAT

Payment is handled by a provider acting as Merchant of Record (the seller of record towards the end customer). This provider processes the payment, calculates and collects the applicable VAT based on your country and issues the corresponding invoice. Payment data is handled in the provider's secure environment.

3. Delivery

• Templates and template packs: instant ZIP download after payment confirmation, via the link sent by the payment provider.

4. Usage license

Unless otherwise stated, products are licensed for the buyer's personal or professional use. Redistribution, resale or publication of the files is not allowed without written authorization.

5. Intellectual property

All content is owned by its author and protected by intellectual property law.

6. Refunds

Return conditions are detailed in the refund policy.

7. Contact

For any questions about your purchase, use the contact page.